FICO Scores
All Oklahoma home loan lenders evaluate the risk associated with loaning a borrower funds. At Cimarron Valley Mortgage, Inc. our Oklahoma mortgage brokers assess many factors when you apply for a home loan; one important factor is the borrower's FICO score. Your FICO score is a numeric representation of your financial accountability and this number is based on your credit history.
A scale is used to measure FICO scores and the number can be anywhere between 300 and 850. The higher the number the less risk associated with extending credit to that borrower. FICO scores are provided to us at Cimarron Valley Mortgage, Inc. by the three major credit reporting agencies: Equifax, Experian, and TransUnion. We use the scores from these organizations when evaluating your Oklahoma mortgage application.
We Offer Help for First Time Home Buyers
Many people dream of owning a home in beautiful Oklahoma but the home loan process can be overwhelming for many first time home buyers. Our Oklahoma mortgage experts are ready to offer first time buyers with many home loan options and we will assist the buyer in finding the best home loan for them. First time home buyer programs can offer lower interest rates, low down payments, or reduced taxes. Contact your Oklahoma mortgage broker to discuss the details of each option and begin to realize your dream of home ownership in Oklahoma.
OK Real Estate Information
At Cimarron Valley Mortgage we offer real estate information in about the many cities with in the state of Oklahoma. Below is a brief list of some key areas where we offer our services. Please browse through the information given about the areas to help guide you in finding a great location. If the area you are currently searching for is not listed below, then please contact one of our mortgage and real estate professionals today at 918.832.0087.
